Malta CITIZENSHIP BY INVESTMENT

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Donation from€600,000

Real estate fromNot available

Time to citizenship:12-36 Months

Visa-free travel:185 Countries

With just 316 square kilometers of space, Malta is packed to the brim with smiling people that enjoy roughly 300 days of sunshine per year. It’s a lively, bustling country that welcomes newcomers as if they had been there the whole time. Tucked in the center of Europe, Malta boasts incredible waterfront real estate, a healthy economy, and great public healthcare. These are just a few of the benefits that come with citizenship by investment in Malta.

Our Malta Citizenship Factsheet

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The program itself has a lengthy list of requirements, including obtaining a residence card for 1-3 years prior to being eligible to apply. This program is highly regarded due to having some of the most thorough due diligence requirements. Though the Malta Citizenship by Investment Program is relatively complex to navigate, with the right support through the process, it can be broken down into simple steps, all of which lead to the ultimate goal: obtaining a Malta passport.

Malta
Malta in Europe

Origin of Citizenship by Investment

Malta previously had a similar program called the “Malta Investor Program” because the country wanted to integrate more channels for foreign investment and up-level the business expertise within the country. Once that program processed and granted citizenship to 1,800 applications, it reached its cap and was closed down. In 2020, the current Malta Citizenship by Investment Program, also called Malta Citizenship by Naturalization for Exceptional Services, began accepting applications.

Capital

Valletta

Continent

Europe

Sea

Mediterranean Sea

Total Area

316 Km2

Currency

Euro

Visa-free countries

185

Population

516,000

Language

Maltese, English, Italian
Malta Map

Benefits of Pursuing Malta Citizenship by Investment

Holding a Malta passport will grant applicants some of the strongest benefits out of any citizenship by investment program available today. Malta offers its citizens phenomenal healthcare and social services, exceptional travel opportunities, and even tax benefits. Investing in the Malta Citizenship by Investment Program will certainly have a strong return on investment; below are some of the most notable benefits:

European Union Access

European Union Access

Since Malta has been a member of the EU since 2004, it offers its citizens the right to travel around the European Union. And unlike all other citizenship programs, Malta even opens the door for investors to be able to move to other EU member countries. This is a massive benefit because the EU is notoriously difficult to move to permanently for foreigners but holding a Malta passport makes it possible.

Woman holding Passport

Travel Benefits

Offering visa-free travel to 185 countries, the Malta passport is the 9th strongest passport in the world. Malta passport holders can travel to the UK, the US, Japan, Singapore, and Hong Kong without a visa. The ability to travel freely is a major benefit as many countries require visas for foreign visitors, so avoiding the visa requirements for countries around the world leads to an easier traveling experience.

Social Services with Citizenship by Investment

Social Services

Many services such as healthcare and higher education are free or subsidized for Maltese citizens. Malta is in the top 5 best healthcare systems according to the World Health Organization and medical insurance in Malta provides free care in clinics and hospitals, as well as many free medications. Higher education is a benefit for investors with children because a Malta passport allows citizens to study in any EU country without a student residence permit.

Business Opportunities

Business Opportunities

Not only will the Malta Citizenship by Investment Program allow applicants to open up a business in Malta, but it will also allow Malta passport holders to open a business in any EU country. Having access to the European Union as a business owner is a strategic move that can revolutionize how your business operates, providing more success in the long run.

The benefits of a Malta passport speak for themselves. This is a citizenship by investment program that is chock-full of valuable perks, making the investment entirely worth it. There are even some additional tax benefits for Malta passport holders that are considered non-domiciled. Though the process takes some time to navigate, it is worth it in the end.

Malta Passport Background

Why Malta?

As applicants weigh their options when comparing citizenship by investment programs, Malta might not be the highest country on the list, simply because it is a lesser-known European country. However, this tiny, oceanfront country packs a punch. It has some of the most beautiful coastline land, delicious Mediterranean food, and is well-known for being affordable in comparison to similar countries.

Visa-free travel
with a Maltese Passport

The Maltese passport is considered a strong travel document and provides visa-free access to the following countries.

185

visa-free countries

Visa-free

to the United States & Canada

0

North America

Anguilla
Antigua and Barbuda
Aruba
Bahamas
Barbados
Belize
Bermuda
Bonaire; St. Eustatius and Saba
British Virgin Islands
Canada
Cayman Islands
Costa Rica
Curacao
Dominica
Dominican Republic
El Salvador
French West Indies
Grenada
Guatemala
Haiti
Honduras
Jamaica
Mexico
Montserrat
Nicaragua
Panama
Puerto Rico
St. Kitts and Nevis
St. Lucia
St. Maarten
St. Vincent and the Grenadines
Trinidad and Tobago
Turks and Caicos Islands
United States
US Virgin Islands

0

South America

Argentina
Bolivia
Brazil
Chile
Colombia
Ecuador
Falkland Islands
French Guiana
Paraguay
Peru
Uruguay
Venezuela

0

Africa

Botswana
Burkina Faso
Burundi
Cape Verde Islands
Comoro Islands
Egypt
Eswatini
Gabon
Guinea-Bissau
Lesotho
Madagascar
Malawi
Mauritania
Mauritius
Mayotte
Morocco
Mozambique
Reunion
Rwanda
Sao Tome and Principe
Senegal
Seychelles
Sierra Leone
Somalia
South Africa
St. Helena
Tanzania
The Gambia
Togo
Tunisia
Uganda
Zambia
Zimbabwe

0

Europe

Albania
Andorra
Austria
Belarus
Belgium
Bosnia and Herzegovina
Bulgaria
Croatia
Cyprus
Czech Republic
Denmark
Estonia
Faroe Islands
Finland
France
Georgia
Germany
Gibraltar
Greece
Greenland
Hungary
Iceland
Ireland
Italy
Kosovo
Latvia
Liechtenstein
Lithuania
Luxembourg
Moldova
Monaco
Montenegro
Netherlands
North Macedonia
Norway
Poland
Portugal
Romania
San Marino
Serbia
Slovakia
Slovenia
Spain
Sweden
Switzerland
Turkey
Ukraine
United Kingdom
Vatican City

0

Asia

Armenia
Bahrain
Bangladesh
Brunei
Cambodia
Hong Kong (SAR China)
Indonesia
Iran
Iraq
Israel
Jordan
Kazakhstan
Kuwait
Kyrgyzstan
Laos
Lebanon
Macao (SAR China)
Malaysia
Maldives
Mongolia
Nepal
Oman
Pakistan
Palestinian Territory
Philippines
Qatar
Saudi Arabia
Singapore
South Korea
Sri Lanka
Taiwan (Chinese Taipei)
Tajikistan
Thailand
Timor-Leste
United Arab Emirates
Uzbekistan

0

Oceania

American Samoa
Australia
Cook Islands
Fiji
French Polynesia
Guam
Kiribati
Marshall Islands
Micronesia
New Caledonia
New Zealand
Niue
Northern Mariana Islands
Palau Islands
Papua New Guinea
Samoa
Solomon Islands
Tonga
Tuvalu
Vanuatu

Investment Options and Associated Fees

Before being able to apply for the Malta Citizenship by Investment Program, each investor must first obtain a residence permit. The time that the residence permit must be held prior to citizenship ultimately depends on the monetary size of the planned investment. If the investment is at least €600,000, applicants can apply for citizenship after 3 years with a residence permit. If the investment is at least €750,000, the time requirement is only 1 year before eligibility opens.

In order to obtain a Malta passport, applicants can choose one of two options: renting or buying a residence in Malta. In addition to the real estate investment, there is a mandatory contribution to the National Development and Social Fund (NDSF) as well as a charitable donation that must be fulfilled.

1 OPTION

Renting Property

€600 000+

The applicant will first have to receive a residence permit by renting a property for at least €12,000 a year. After one or three years, depending on the planned investment size, applicants can then apply for citizenship with proof of a new rental agreement that is a minimum of €16,000 yearly. This house will need to be rented for at least 5 years and cannot be used to sublet during that time.

On top of the rental fees required, applicants will also be required to submit a €600,000 contribution to the National Development and Social Fund for a single investor application. If an application contains family members, the amount required increases by €50,000 per family member.

Finally, a donation of €10,000 to a local sport, cultural, scientific, or artistic non-governmental organization or society is required.

Rent Property

€16 000/year
Rented for at least 5 Years

Investment Contribution

Payable on submission of application

€600 000

+€50 000

per family member

Donation Fee

Payable upon grant of approval in principle

€10 000

2 OPTION

Housing Purchase

€1 300 000+

Generally, after 1 year of holding a residence permit, applicants can apply for the housing option in the Malta Citizenship by Investment Program. The purchased real estate requires an investment of €700,000 minimum and the property must be held for 5 years. After 5 years, investors can sell the house if they wish.

In this investment option, all the other investment requirements remain the same as with renting. Investors must contribute to the NDSF (€600,000), donate to a qualifying charity, and pay fees for an eligibility test, residence card, and medical insurance for each family member on the application.

Purchase Property

€700 000
Held for at least 5 Years

Investment Contribution

Payable on submission of application

€600 000

+€50 000

per family member

Donation Fee

Payable upon grant of approval in principle

€10 000

Malta Harbour Landscape

The Other Side of an Investment

Malta is a small country, so large investments really do have a massive impact. With sizeable contributions to the NDSF and support of in-country charities, the Malta Citizenship by Investment Program truly gives back to Maltese citizens. However, since the country is small, the government also has to manage how many new residents it allows to move in. There is often a capped number of applications accepted on a yearly basis, and as seen with the prior program in Malta, there may even come a point where the country decides there has been a cap for the program overall. If there is one takeaway here, it is to act fast!

Working With a Trusted Partner

Navigating the ins and outs of this program is too much for an investor to do on their own. By partnering with Global Residence Index, many of the complexities and nuances will be simplified to make the process easier. Our team has worked with thousands of clients to make various different countries their new home, and we constantly prove that our services make the process a breeze.

Authorized Licensed agent

Application Procedure

When deciding to embark on the journey of obtaining a Malta passport, applicants should look to their partner firm to conduct preliminary screenings of backgrounds and documents to resolve any potential application issues. Once complete, the official process begins:

Residence Permit

First, a police clearance certificate will need to be obtained for every member of an application over 12 years of age. Data is checked in Interpol and Europol, and then, applicants can move forward to get a residence permit. The residence permit will be granted to everyone over 18 years of age as long as there is proper due diligence documentation, a real estate agreement, and medical insurance coverage.

Eligibility Test and Approval

The eligibility test must be conducted within 12 months of receiving a residence card. Applicants over 12 are subject to the eligibility test, and, if passed, the door to applying for citizenship then opens.

Citizenship Application

Documents will need to be completed and apostilled to apply for citizenship within 1 or 3 years. Updated police clearance certificates will also be needed for every member over 12 that is on the application.

Approval and Investment Fulfillment

The government will submit a decision in writing. When approved, the investor then has 4 months to invest a minimum of €600,000 after 36 months with a residence permit or €750,000 after 12 months with a residence permit.

Receiving a Passport

Once all of the above steps are fulfilled, all applicants over the age of 6 must go, in person, to the Malta Passport Department to collect their passports.

Mark Damsgaard

Head of Client Advisory

Portrait Photo with Passports

Working with
Global Residence Index

As illustrated above, there are many detailed steps required to complete the Malta Citizenship by Investment Program. However, our team is well-equipped to help each applicant through the process and ensure things move as efficiently as possible.

Our extensive experience in this arena has resulted in every one of our advisors knowing the ins and outs of the application process, equipping us to tackle obstacles before they become problems.

The connection we have with local governments and our diligence in working with our clients will make the process seamless while maximizing each applicant’s approval probability.

8+

years of experience

10+

team of experts

99%

approval rate

500+

passports issued

Frequently Asked Questions

Can Malta citizenship be taken away?

Once all requirements are fulfilled and citizenship is granted, the citizenship is permanent. It can even be passed to future generations.

Does the Malta Citizenship by Investment Program have language requirements?

No, applicants are not required to know Maltese or English in order to be eligible to apply.

Who can I include in my application?

You can include your spouse, children up to the age of 30, parents older than 55, and grandparents older than 55.

Can I vote in elections in Malta?

As long as you are a resident of Malta for 6 of the last 18 months prior to an election, you will be an eligible voter.

Let us help you!

As a trusted citizenship by investment agent, our team is authorized to facilitate your application process, assess the ideal investment option for your unique situation, and keep you in compliance every step of the way. Our personalized investment migration consulting is your one-stop shop for obtaining a second citizenship or new residency. Fill out our contact form to get started with a complimentary consultation today.

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Family in airport having visa free travel with a passport by investment

What to expect during your free citizenship consultation?

We proudly offer free consultations to interested applicants.
Here is what you can expect from your free consultation with our advisory team:

1

By the end of the consultation, you will know if you’re eligible to apply so you don't spend time and money investigating yourself

2

We will answer any specific questions you have about the program and application process

3

Our advisory team will explain every step of the process in detail so you know what to expect

4

We’ll help you understand the best investment option for you