Portugal Golden Visa Program

1 OPTION

Real Estate Purchase

€280,000

When investing in real estate, there are a couple of parameters that investors must consider before purchasing real estate. To be eligible for the Portugal Golden Visa, applicants must purchase real estate for €350,000 or more if the residence was built more than 30 years ago and is located in a designated restoration area. If the property sits in an area of low population, the overall cost can be reduced to €280,000.

To purchase a residence in a new area, the minimum sale price must be €500,000. If the residence is in a sparsely populated area, the investment can be reduced to €400,000. After 5 years, the property can be sold and the investment can be returned to the investor.

On top of the initial real estate investment, applicants must pay transfer tax which is 6%-8% of the property value, stamp duty, and annual property tax, which are 0.8% of the property value and 0.4% of the property value respectively. Additional fees include medical insurance, which is €400 per person, the application fee of €533 per person, and the residence permit card fee which is €5,340 per person.

2 OPTION

Investment Fund Units

€500,000

This is a great option if applicants do not plan to live in Portugal full-time. By investing €500,000 in an investment fund which then invests that money in residential or commercial real estate, Portuguese companies, or the stock market, applicants can obtain residency status.

Investors must keep their investment in the fund for 5 years, though within 6-10 years, the investment is usually returned through the earned profits which are split among investors.

With the initial investment sum, investors must pay a fund commission of up to 7.5%, an annual commission on the profit of 0.5%-3%, and a tax on investment income. For Portuguese tax residents, the tax rate is 14% while the rate for non-residents is 0%.

Similar to the real estate option, investors must also pay for medical insurance, the application fee, and the residence permit card. These costs are on a per-person basis and are the same fees as above.

3 OPTION

Arts and Culture Donation

€250,000

By donating at least €250,000 to a fund that aims to restore Portuguese cultural heritage and the arts, applicants and their families can obtain Portugal Golden Visas. This investment type cannot be recouped and will not provide any additional income to investors in the future.

As with the above investment options, investors will be required to pay for medical insurance, the application fee, and the residence permit card fee for each person listed on the application.

4 OPTION

Investment in Research

€500,000

By investing at least €500,000 in public or private entities that are part of the national scientific and technological system, applicants are eligible for Portugal residency by investment. These entities are designated by the Portuguese government and must be approved as part of the program.

Investors must also pay for medical insurance, the application fee, and the residence permit card for each individual listed on the application. The fees for these items are the same for all investment types.

5 OPTION

Capital Transfer

€1,500,000

With a capital transfer of funds to Portugal in a minimum amount of €1,500,000, investors can apply for the Portugal Golden Visa program. Of course, the fees for medical insurance, application fees, and residence card fees still stand.

6 OPTION

Business Investment

€500,000

Applicants can invest €500,000 in a business within Portugal that creates at least 5 jobs to become eligible for the program. Fees for medical insurance, the application, and residence cards remain the same.